No, homeowners insurance will not cover the cost to remove a bat or any other wild animals or birds from your home. However, if the damage caused by bats was "sudden and accidental," it might be covered by the insurance. It doesn’t take a huge hole for a bat to enter your home — bats can squeeze through cracks and even crawl beneath doors — but once they enter, they must be safely removed before they damage your home or get you and your family sick. Home insurance typically won’t pay to remove a bat. However, in some cases, damage to your home or personal property caused by bats may be covered by your homeowner's insurance policy. Whether bat damage and infestations are covered depends on your insurer and on the circumstances of the damage. However, if you have a leaky roof or a bat infestation, your insurance company may not cover the damage you sustain because of a sudden and unplanned event. Bats can carry a wide range of insects and parasites that can be harmful to your health. Any time a bat is discovered on your property or in your home, you must act quickly. If you cannot safely remove the bats yourself, you should consider hiring a professional exterminator. These strategies will help you keep the pests at bay until the treatment is complete. If you have been searching for Raleigh bat removal near me. The Most Important Points Homeowners insurance typically won’t cover the costs to remove a bat from your home or property Your insurance company may pay for certain types of bat-related damage, depending on where and how it occurred. You should hire a professional to remove to safely remove a bat, but there are several preventative strategies you can implement on your own to keep uninvited guests away Will homeowners insurance pay to remove a bat? Whether a bat enters your home through a crack in your attic wall or your own front door, your home insurance will most likely not pay to remove it. The removal of bats or any other animals, birds, or fish is usually not covered by homeowner's insurance. Many home insurance companies will view the a bat in your home or a bat infestation as a maintenance issue since they often enter the home through pre-existing holes in the home’s walls or roof. Home insurance generally does not cover maintenance issues such as leaking roofs or wear and tear-induced openings, so any maintenance repairs that would keep critters out of your house would be excluded from coverage as well.. Rodents, bedbugs, and other pest infestations will not be covered by homeowner's insurance. Will homeowners insurance pay for bat damage? Accidental damage is damage that cannot be anticipated or prevented, and homeowners insurance covers most of this type of damage as "sudden and accidental." Among the most common damages caused by bats is "guano," which has an offensive odour and may contain a dangerous fungus that can lead to infection. Homeowners insurance may deny a guano-related claim since the damage from a bat colony infesting your home over time is not sudden and could’ve been prevented before getting worse. However some homeowners insurance companies are more likely to cover bat remediation than others, so speak to your insurance company if your home requires clean-up after a bat, or bats, have been removed. Coverage for bat damage also varies based on where the damage occurred. You may have homeowners insurance that covers the cleaning of your attic walls after bats have been removed but not the damage to any furniture or other items you have stored up there. This is because damage to the frame and roof of your home, as well as other structures on your property, is generally covered. Read more on Dangers of bats in the attic.